SOLEENA TOR, HER parents, and her six siblings share a one-bedroom apartment in the heart of Minneapolis's Phillips neighborhood. The apartment building is home to four other families like the Tors, Cambodian immigrants who subsist on meager incomes and speak little or no English. The Tors have less than $400 a month to spend on rent, as is grimly apparent by their home. Like many decaying urban buildings, the property is owned by an absentee landlord and has no on-site manager. In addition to the multitude of roaches, the apartment's walls and hallways have holes, the carpeting is moldy, and paint is... More >>>